Saturday, October 9, 2010

Credit

So I decided to pull my credit report today from annualcreditreport.com, the one where you get it free once a year. So yeah, my credit.....not good. I was so disappointed, because I'm trying to get a loan for another car (my last car was stolen!). I think all of these agencies like Equifax, Transunion, and Experian are so bogus!!! I wish this would change; I have to get a shitty interest rate just because this company collects my personal information, even though I didn't even give them consent. SO bogus. oh well.

24 comments:

  1. And quite often, their informations are plainly wrong or are a few years old.

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  2. That's not good. You should try getting a charge card that you have to pay off every month and resign yourself to only spending small amounts on it and paying it in full every month. It should help work your credit back up.

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  3. Damn, bad times.
    Don't really know how credit reports work, but must suck to have a bad one.

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  4. omg u didnt have encurace on ur car?

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  5. I pulled my credit report once and found out my identity was stolen. Still trying to clean it up years later because credit agencies are so greedy that you cannot convince them it wasn't you.

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  6. My life doesn't even compare to how much bad luck you had, but hey man that's alright things always seem to work themselves out :>

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  7. I'm having no end of troubles getting a loan at the minute pff, and my credit rating is quite decent!

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  8. AH that sucks that your car was stolen

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  9. harsh time, you'll make it through, just keep at it.

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  10. credit reports.... i still have a bit of time before i need to worry about those. luckily.

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  11. In Australia, it costs $$$ just to get a Credit Report - and mine sucks!

    At least in the US you have alternative options - even if it is shitty interest rate!

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  12. really bad, I hope your financial state gets better

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  13. just remember not to check your credit report too much, cause doing that a lot will actually lower it as well

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  14. So how did it turn out mate? :P

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  15. well, the first step is pulling it so that you're aware... it's not the end of the world, just work to improve it

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  16. That sucks and I feel your pain. I got my identity stolen and my credit score is about as low as is possible.

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  17. stolen car? jesus man. where u live compton? ;p seriously tho sorry bro

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